Last Updated on 11/12/2025 by Andy Clark
When you are betting on your football accumulators, you would be crazy not to use a bookmaker that offers ‘acca insurance’ – this essentially means that if one team let your bet down, you would get the cost of your bet refunded, but Betfred’s Acca Flex goes one step further.
Here at thatsagoal.com, we like to use the Betfred acca flex for our win accumulator bets. The reason for this is that you only need to have five selections, not six like some bookies, and the odds for each selection only have to be 1/3 or bigger.
Betfred have actually rebranded their Acca Insurance promotion to ACCA FLEX, meaning you can not only get a refund if one team lets your accumulator down, but if you accumulator wins, you get an added bonus on top of your winnings.
How to Qualify for Acca Flex at Betfred
- Go to Betfred and place a Pre-Match or In-Play Football Acca. (5+ legs, min. odds 1/2 per leg).
- If your accumulator wins, Betfred give you a cash bonus up to 100% of your winnings.
- If one lef on your accumulator lets you down, get a refund up to £10.
How to use Betfred Acca Insurance
When you place an accumulator with five selections or more in it, you will automatically qualify for acca insurance as long as your bet fits the criteria below. Then, as long as you don’t cashout your bet, you just need to wait for full-time in all the matches. If one of the selections has let you down, then you will trigger the acca insurance promotion, and you’ll get the cost of your bet refunded up to £10.
There is no special acca insurance coupon on Betfred.com or the Betfred app, just pick your win-draw-win selections from the normal accumulator coupon and place your bet.
Each week, you can see our football accumulator tip for the day’s matches, and if you bet on it using Betfred, you will get acca insurance added to the bet, which means if one team lets us down, we’d get a free bet.
For example – bet £10 on a 20/1 5-fold accumulator.
If all five selections win, your bet would be a winner, and you’ll win £210.
If four of the five selections win, you get acca insurance, and so you’d get your £10 back as a free bet.
Betfred’s Acca Flex Promotion Explained
As well as a refund if one team lets your accumulator down, Betfred will also give you a bonus if your accumulator wins. The more legs in your winning acca, the bigger the bonus will be. You can get up to a 100% bonus depending on how many legs in your accumulator.
| Acca Legs | Winnings Bonus |
|---|---|
| 5 | 5% |
| 6 | 10% |
| 7 | 15% |
| 8 | 20% |
| 9 | 25% |
| 10 | 30% |
| 11 | 40% |
| 12 | 50% |
| 13 | 55% |
| 14 | 60% |
| 15 | 65% |
| 16 | 70% |
| 17 | 75% |
| 18 | 80% |
| 19 | 90% |
| 20 | 100% |
Acca Insurance Explained
- What is Betfred acca insurance
- Which bookies give acca insurance?
- Do you get acca insurance on a free bet?
- How does acca insurance work?
- Is there a sign-up offer to use?
What is Betfred acca insurance?
“Betfred acca insurance means if one team lets down your bet on qualifying leagues, you get the cost of that bet refunded up to £10.”
Not only do you only need five selections, but the odds for each selection only have to be 1/3 or more. Some bookies make it more difficult for you by requiring your selections to all be 1/2 or bigger and this makes the bet less likely to win. But not with Betfred acca insurance. The process is nice and simple and you don’t need to use any special coupons or look how to opt-in.
With Betfred being the pick of our ‘best acca insurance sites’ you will need an account to start using their offer and you can see the current Betfred sign-up offer for football betting today.
Which Bookies Offer Acca Insurance?
There are a few bookies that have stopped doing their acca insurance promotion, but Betfred are still going strong and that is why we like them. You can bet on an accumulator with five or more selections and if one team lets you down, you will get the cost of your bet back, as a free bet up to £10.
The Betfred acca insurance is only on selected leagues but it includes all the top 4 English leagues and the National League. This makes is perfect for our 3pm accumulator tips on a Saturday afternoon because the selections always come from those leagues.
Do you get acca insurance on a free bet?
With most acca insurance offers, you will not get acca insurance on a free bet. This is true of the Betfred acca insurance. The qualifying bet must be placed with cash for you to get the refund if one team lets you down on your acca.
How does Acca Flex work?
Betfred make it nice and simple to use their acca insurance with just a few key rules you need to follow.
- It is available on both Betfred and Betfred Mobile.
- It’s on the following leagues: English Premier League, Championship, League 1 & 2, National League, FA Cup, League Cup, EFL Trophy, Champions League, Europa League, Scottish Premiership, Scottish Championship, Scottish League 1 & 2, Scottish FA Cup, Scottish League Cup, Spanish La Liga, World Cup, European Championships, UEFA Nations League, International Friendlies, Germany Bundesliga, Italian Serie A, French Ligue 1, Dutch Eredivisie, Portuguese Super Liga, Coupe de France, Coupe de la Ligue, DFB Pokal, Coppa Italia and Copa Del Rey.
- Minimum odds for each selection are 1/3.
- Max refund if £10 per day, as a free bet.
- Cashout bets do not quality for acca insurance.
You can see the full acca insurance T&Cs at Betfred.com > promotions > acca insurance.
Is there a Betfred sign-up offer?
Betfred Acca Flex T&Cs
Who is eligible for this Offer?
- New and existing verified online customers can take part.
How do you qualify?
- To qualify, place a Football Accumulator bet(s) of 5+ legs at minimum odds of 1/2 (1.5) per leg.
What will not qualify?
- Bets placed using existing Free Bet funds.
- Bets placed on coupons.
- Bets placed on specials or boosted prices.
- Bets outside of the specified bet types above.
- Bets that have been Cashed Out.
- Any Permutation bets (Lucky 31 etc).
- Any accumulators that have less than 5 legs due to abandonment, postponement or voided elements.
What will you receive?
- If all legs of your bet win, you’ll receive a CASH bonus of 5% – 100% on top of your winnings, depending on how many legs your winning accumulator was. See Bonus Breakdown Table above within the promotional page copy.
- If just one leg lets you down, you’ll receive your stake back in CASH up to £10.
- Minimum £0.50 cash refund (currency equivalent)
- Maximum £10 cash refund (currency equivalent)
When will you be credited?
- Your bet will be credited within 24 hours of bet settlement of the final match in the accumulator.
Are there any other limitations you should know about?
- The cash bonus will be paid within 24 hours of bet settlement, all bonuses will be paid on winnings, and no bonus paid on stakes.
- Customers are entitled to a maximum of one winnings bonus per day (Acca Bonus), and one stake back insurance per day (Acca Insurance). First qualifying bets only.
- In the event of multiple qualifying bets, only your first bet placed on any given day will count.
- The maximum bonus that you can receive is £35,000 (or currency equivalent).
- The maximum you will receive back if your bet has one loser is £10 (or currency equivalent).
- If any of your accumulator selections are abandoned, postponed or voided, leaving you with less than 5 selections, you will not qualify for either parts of this offer.
- In the event of a dispute, the decision of the Betfred Management Team will be final and based on our Terms and Conditions.
- Betfred reserves the right to exclude certain customers from this offer at our discretion due to internal risk policies and/or account staking restrictions. Customers will be notified separately if we have placed restrictions on their account.
Can we change or remove this Offer?
- Betfred reserves the right to withdraw the promotion, if required, for reasons beyond our control, such as system failures or supplier withdrawal (not exhaustive). In the instance that this happens, we will endeavour to communicate any withdrawal in a timely manner.
- We may remove and change this offer without notice. These changes will not affect any offer that you may have already placed any qualifying bets towards other than where this is necessary to prevent fraud or other similar unlawful behaviour.
