Acca Insurance on Football – What is it and how do you use it?

acca insurance

Betting on football accumulators is becoming ever more popular and so punters need to get the edge when taking on the bookmakers – acca insurance is one of the best ways to do this.

When you bet on an accumulator there is nothing worse than one leg letting your bet down – well with acca insurance, this will be a thing of the past because one leg letting you down means you don’t lose completely – bookmakers who have acca insurance will refund your stake.

 

What is Acca Insurance?

When you bet on an accumulator (5+ selections) and one selection lets you down, your bet is normally a loser. Not if you use a bookmaker with acca insurance though. When using one of these bookmakers, you’ll get the cost of your bet refunded back to you, usually as a free bet but be sure to check the terms and conditions from each bookmaker. The qualifying bet has to adhere to the rules of the bookmaker you have chosen to use and usually, there will be a min odds requirement for either the whole bet, or the legs individually.

Acca insurance is great because it reduces the risk of your accumulator bets, ideal if you are new to betting on football or just aren’t very good at it!

 

Acca Insurance Offers:

Below are the current accumulator insurance offers and the bookmakers who are offering them, these are the only bookmakers we would recommend using for betting on football accumulators.

Paddy Power

Paddy Power acca insurance

 

Bet Victor

Bet Victor acca insurance

 

Ladbrokes

Ladbrokes acca offers

 

William Hill acca insurance

William Hill have changed their acca offers and now you can either choose a boost to your accumulator odds, or acca insurance. This gives you great flexibility when placing an accumulator and if you want to use acca insurance then William Hill are a great choice.

Their offers are changing all the time to keep up to date with the latest promotions and be sure to use acca insurance on any high risk bets.

You also get a generous bet £10 get £30 sign-up bonus when you open a new William Hill account, which can be used to bet on our footy accumulator tips today.

Bet £10 get £30 in FREE BETS Plus:

  • Daily price boosts on various sports.
  • Acca freedom: boost your acca or acca insurance.
  • Pick your own bet with #YourOdds

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New customers using Promo Code P30 only, min £10/€10 stake, min odds 1/2, free bets paid as 2 x £15/€15 (30 days expiry), free bet/payment method/player/country restrictions apply. T&Cs apply

 

Acca Insurance at bet365

At the moment, bet365 are another major bookmaker who do not offer acca insurance, however, they do have the bet365 Soccer Accumulator Bonus promotion where you get your winnings boosted when you bet on the top leagues. You can earn anything up to 100% on top of your original winnings when betting on an accumulator from the Champions League, Premier League, Serie A, La Liga and Bundesliga fixtures.

 

Best UK Accumulator Insurance offers

We have already pointed out the top four betting sites who provide acca insurance to their customers and now we can run through them one by one telling you the pros and cons about their UK accumulator insurance offers.

 

Betfred Acca Insurance

Pros:

  • You can use this promotion every day.
  • Available online and on mobile.
  • Available on a wide range of leagues and competitions including all top flights.

Cons:

  • Max. refund is only £10.
  • Minimum odds of 1/3 per selection.

Betfred sign-up offer: bet £10 to get a £30 free bet.

Bet £10 > win or lose get a £30 FREE BET

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New UK & NI customers only. 18+. Sign up using promo code ‘SPORTS60’. Deposit & place first sports bet at a minimum of £10 in one bet transaction at evens (2.0) +. £30 paid in free bets within 48 hours of bet settlement, expires 7-days after issue. Maximum 30 Free Spins on selected games. Free Spins expire after 7 days. Full T&Cs apply.

 

Ladbrokes Acca Insurance

Pros:

  • Minimum odds of 1/10 per selection.
  • Available on ALL football leagues.
  • One acca refund per day, per customer.

Cons:

  • Max refund is only £10.
  • Free bet must be used within 4 days.

Ladbrokes sign-up offer: bet £5 to get FOUR free £5 bets.

Bet £5 to get £20 in Free Bets

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18+. UK+IRE only. Min first bet £10. Must be placed within 14 days of account reg. £30 credited as 3 x £10 free bets. Not valid with CashOut. Free bet valid for 7 days.T&Cs Apply.

 

Paddy Power Acca Insurance

Pros:

  • Minimum requirement is only 4 legs, not 5.
  • One acca refund per day, per customer.
  • Can also be used on same-game multi bets.

Cons:

  • Max refund is only £10.

Paddy Power sign-up offer: £20 CASH refund if your first bet loses.

Risk Free £20 First Bet - Money back in CASH if it loses

Plus:
  • Paddy Power Rewards.
  • 2-up you win.
  • Acca insurance all markets.
  • Same game multi bets.
 

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ew customers only. Place your FIRST bet on any sportsbook market and if it loses we will refund your stake in CASH. Max refund for this offer is £20. Only deposits made using Cards or Apple Pay will qualify for this promotion. T&Cs apply. Paddy's Rewards Club: Get a £10 free bet when you place 5x bets of £10+. T&Cs apply.

 

What is the best acca insurance?

It is hard to determine the best accu insurance offer because it all depends what you want from the offer. Betfair’s acca edge promotion is great because it gives you your refund in cash rather than free bets, but the con of that is the odds of the original accumulator drops.

Paddy Power’s accumulator insurance is great because you only have to have four legs in the win markets football accumulato rather than the five you need to have at Betfred and Ladbrokes.

Betfair and Ladbrokes’ acca insurance offers are quite similar but Ladbrokes does just have the edge here because the minimum odds for each pick only has to be 1/10 or bigger, where as at Betfred it needs to be 1/3. This would mean you couldn’t add a selection such as Manchester City to beat Fulham because they’d probably be around 1/7 to win the match.

 

How does acca insurance work?

When you bet on an accumulator there are usually two outcomes:

1 your bet wins or

2 your bet loses.

With acca insurance, this goes to three outcomes

1 your bet wins or

2 your bet loses or

3 one team let you down so you get a refund

Outcome 1 – your bet wins

When you place a football accumulator, you want to win. If all five selections are correct then the bet is a winner. Therefore there is no need for acca insurance to trigger. You get paid out as normal the full amount for your winning accumulator bet.

Outcome 2 – your bet loses

If two or more selections on your acca were incorrect, the bet is a loser. Acca insurance doesn’t apply here because more than one selection let your bet down. Unfortuately, this is just a straight loss – no payout and no refund.

Option 3 – one team let you down so you get a refund

Here is where acca insurance is triggered. For example, you bet on 5 teams to win their Saturday afternoon matches. Liverpool, Arsenal, Bournemouth, Leeds and Rochdale.

Four of the team win their matches but Bournemouth fail to win. Acca insurance now applies to this accumulator and so you are due a refund.

You will get the cost of your bet refunded back to you as a free bet (cash at Betfair) and the maximum refund will be £10.

 

Acca Insurance Terms and Conditions

Each bookie will have different T&Cs when it comes to their accumulator refund offers and promotions. These normally vary depending on the types of sports bets and when you use the free bet to spend on your next accumulator, you’ll find the stake not returned when collecting your winnings.

 

The Five Acca Insurance Offers to Chose From:

Paddy Power sign-up offer: £20 CASH refund if your first bet loses.

Ladbrokes sign-up offer: bet £5 to get FOUR free £5 bets.

Betfred sign-up offer: bet £10 to get a £30 free bet.

Bet Victor sign-up offer: bet £5 to get £30 in free bets.

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